I had added heap of spacers in testing to try reproduce it prior, even recreated the panel of someone with the issue based on a screenshot and it would not crash.
So given Sebastian's example this time I created a new top panel and added a tonne of spacers (Maybe 20+), still no crash, then I added a few full more to the default bottom panel and it crashed.
Recreated it again this time it was 17 spacers to the default bottom panel (no other panels) and it crashed.
I assume the adding/loading has a chance to cause it.